Everyone that isn't already set for life needs to read and think about the questions brought up by articles like this. What skills do we have? What skills do we need? What if the skill set needed by society changes after we are already trained -- or retrained? How will our families survive? How will we pay off the debt we acquire if our skills are no longer needed?
It seems too easy for people to sneer at the idea of safety nets, but what other alternative is there? If anyone can think of a better idea for protecting people from an uncertain future, I would love to hear it.